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Bonnie Appleby is a mortgage loan originator with NewTowne Mortgage and has 13 years in the real estate industry.  In addition to mortgage lending, her career experiences include running a real estate settlement company, handling loan closings and being a licensed property & casualty insurance agent.  Bonnie is a life-long resident of Poquoson and resides with her husband Luke, her daughter Kayla Anne, 14 and her son Taylor, 12.  She has 3 dogs, a


Bonnie was helpful and responsive. I can't think of anything she could have done better.


My realtor recommended Bonnie for our mortgage and we knew we wanted to use someone local so Bonnie was a perfect pick for our situation. We were not local so everything we did was late evening and on our time line and she was so accommodating Saturday and Sunday also. Closed us in our time lines. Start to finish flawless. Thank you so much Tiffany


Bonnie was very timely and always keeping us updated as to what she needed and what our closing timing would be. Always pleasant and ready to tackle whatever was thrown at us.


Promptness of returning my texts and emails. Courtesy I received from Bonnie during a stressful time frame.

- Rosemarie M.

Bonnie is very responsive and helpful. She did a great job with our loan application

- Kathleen J.

Our closing was very fast. We enjoyed the way Bonnie laid out the steps for us and then we could track it with our app as well.


The majority of the time we got our papers for signature at the end of the day. This made things feel rushed to me. I would have been more comfortable with the whole day to review the paperwork

- JON B.

Bonnie did an outstanding job keeping me in loop and up to date. She was easy to get a hold of and quick to respond to any and all questions. Bonnie did an excellent job explaining everything about the process and walking me through the entire process. Bonnie also has a tremendous sense of humor and was an absolute pleasure to work with. I definitely recommend Bonnie and will absolutely use her services again in the future!


Bonnie was there for us every step of the way. She made our refinancing process as easy as possible and was there for us when we had even the smallest questions! We will definitely use her in the future.


The NewTowne team provided excellent services with a great attitude during a very busy underwriting cycle from historically low interest rates. My experience was exceptionally professional, and my family was able to capitalize on great rate for our home.

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